Want to Buy a home, but don't like today's rates? Let's talk 2-4% rates through Assumable Mortgages.
You may have heard people talking about these, but it is not as easy as it sounds. Most agents do not understand them at all. Our team is educated on the process and will be able to help guide you every step of the way.
What loans qualify as Assumable?
Only Government backed loans are considered assumable.
- FHA
- VA
- USDA
The government created these loans to be assumable to help out our veterans and many first time buyers. But even investors can take advantage of these opportunities.
Let's talk about the process
Unfortunately, most agents, sellers and buyers have no idea how to do this
so we walk you through the process step by step.
We first help you find the properties that are assumable because most are not even marketed properly
We then educate the listing agent and seller
We then make your offer based on you assuming the mortgage rate and the terms.
We use a third party servicing company to make the process simple and smooth for everyone involved.
We help you get to the closing table and save you hundreds of dollars every month on your mortgage payment and ultimately hundreds of thousands of dollars over the life of the loan.
Who is This Perfect For
First-time buyers priced out of retail homes due to current rates
Investors seeking cashflowing rentals even right here in california
buyers that have money set aside for the down payment - called the gap
active duty military that are moving bases for their next position
veterans that want to maximize their full
benefits package
savvy buyers that know there is a better way to buy in today's market
Why Work With Us
Assumable expert team with access to the data you need to save money monthly
Bank & lender processes handled correctly
Strategic negotiation experience
Investor-focused mindset
“Not all agents understand Assumable Mortgages. We do, and we want to help you make the best possible step when you buy your next home.”